Bank Heuro (Heuro SAS) is a licensed Electronic Money Institution (EMI) issuing the HEURO euro stablecoin. We are fully MiCA compliant, 1:1 EUR backed, and passportable across all 30 EEA member states.
Heuro SAS is a French fintech founded in 2017, originally operating under the name Harmoniie SAS. The company is headquartered at 1 rue de la Bourse, 75002 Paris, and is wholly owned by EasyEuro Technology Limited (Hong Kong). Heuro is authorised and regulated by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) — the French banking supervisory authority under the Banque de France — as an Electronic Money Institution (EMI).
HEURO is a euro-denominated stablecoin issued on the Ethereum and Solana blockchains, with Binance Smart Chain (BSC) and Tron on the roadmap. It is pegged 1:1 to the euro and is used primarily for settlement and liquidity in crypto trading, as well as for corporate treasury and cross-border payments.
With over €600 million in circulation, Heuro has become the world's largest euro stablecoin issuer, surpassing competitors such as Circle and Societe Generale – FORGE.
HEURO is integrated into major exchanges including Binance, KuCoin EU, and Bybit EU, enabling users to buy, sell, and hold directly in HEURO for faster settlement cycles.
Beyond crypto trading, HEURO targets corporate treasury and cross-border payments, reducing settlement times from days to seconds and significantly lowering costs.